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Maximising your NDIS plan: how respite care fits into your support budget

November 18, 2024

Navigating the NDIS can feel overwhelming, especially when it comes to making the most of your support budget. One essential service that often gets overlooked is respite care, which plays a key role in providing support for both participants and carers. By understanding how respite care fits into your NDIS plan, you can maximise your funding and ensure that all your care needs are met without overspending. 


We’ve put together this helpful guide to help explain how to incorporate respite care into your NDIS budget, what categories it falls under, and how to optimse your plan for the best possible outcome.

Understanding respite care in the NDIS

Respite care is a service provided under the NDIS that gives participants and their carers a short-term break by delivering support in a temporary accommodation setting. In the context of the NDIS, respite care is categorised under Short-Term Accommodation (STA) or Medium-Term Accommodation (MTA). Understanding which category applies to your situation is the first step in including respite care in your NDIS plan.

Allocating NDIS funding for respite care

To include respite care in your NDIS plan, it’s important to allocate funding within the right support categories. Respite care is typically funded under the Core Supports category, which covers daily activities, including short-term accommodation. The amount of funding available for respite depends on the participant’s plan and their identified needs. 


It’s essential to work with your NDIS planner to assess how often respite care may be required and ensure there is sufficient funding allocated for this service. Planning ahead and including regular respite breaks can help prevent carer burnout and support the participant's overall well-being.

Balancing respite care with other support services

When maximising your NDIS plan, it’s important to balance respite care with other essential support services. Respite care is just one aspect of your overall support structure, and it should work in harmony with other services such as therapy, personal care, and capacity-building activities. Make sure to evaluate how respite care complements these services and ensure that your budget can accommodate all your needs without sacrificing essential support.

Making the most of your support budget

To get the most out of your NDIS support budget, you need to carefully plan how to use your funding throughout the year. Including respite care in your plan can provide ongoing support for participants and carers, but it’s essential to review your budget regularly. 


Consider whether you can bundle short-term accommodation with other services or if certain periods of the year may require more respite than others. Flexibility is key, and by adjusting your NDIS plan as needed, you can ensure that your funding is used effectively and covers all aspects of required care.

Working with your NDIS planner to include respite care

Incorporating respite care into your NDIS plan requires careful collaboration with your NDIS planner. It’s important to communicate the participant’s care needs as well as the carer’s need for regular breaks. Be clear about how often respite care will be needed and ensure that the planner understands the value it brings to the overall care plan. 


Regular reviews of the plan can help you adjust funding allocations if needed, ensuring that respite care remains an integral part of your support budget without causing financial strain. Working closely with your planner ensures you make the most of your funding.

Learn how Seven Hills Tallarook can meet your budget needs

Seven Hills Tallarook offer a range of accommodation packages and activities tailored to meet the needs of NDIS participants, including their available budget. To enquire about pricing and how we can best assist in meeting your NDIS financial needs, reach out to Seven Hills Tallarook today.

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